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Try to use less than 35% of your available credit. The major contributing factor to improving my credit score in just 30 days was decreasing my credit utilization ratio. Ad learn 7 actionable tips to help rebuild your credit and improve your score.

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Get expert help with your credit score. How to improve your credit score fast!!your credit score (fico score) is a key element of your ability to get a mortgage so you can buy a house. I lowered my credit utilization.